Frequently Asked Questions

How do I get started?
Either you can complete our online form (it will only take a few minutes to fill out) or you can reach us toll-free at-1-888-978-6863. Our knowledgeable and experienced financial search specialists are available Monday through Friday from 9:00 AM to 9:00 PM and on Saturday from 9:00 AM to 5:00 PM Eastern time.

What kind of loans do you offer?
We at firstloanchoice.com, do not offer loans. Instead, we attempt to match you with participating lenders who offer loans. These lenders can offer unsecured or secured personal loans, including auto loans, loans after bankruptcy, medical loans, vacation loans, motorcycle loans, and loans for other needs. Based on certain criteria - based on the information you provide, we may direct you to different types of participating lenders including peer to peer lenders, traditional lenders, short-term lenders and cash advance lenders.

How do I get my money?
Once you are approved, the money is usually electronically deposited into your account. Sometimes, you may receive the check in the mail, though this is rare.

How do I pay back my loan?
Some, but not all, of our participating lenders can set up automatic loan payments for you. These payments would come directly from your bank account. The benefit of an automatic payment arrangement is that, as long as the money to cover the payment is in your bank account, your payment will be made whether or not you remember to make it, which may help to keep you from defaulting and from incurring late payment fees, depending on the terms and conditions established by your lender.