At First Loan Choice we feel strongly that our mission is to help individual borrowers receive the
personal loans that they currently need while simultaneously improving their financial profile and
empowering them to best handle their future financial situations which will inevitably occur. So
often in life circumstances arise that demand immediate financial attention, from car and housing
payments to tuition, monthly bills, medical bills and any number of other monetary commitments
that are simply a part of our everyday lives. First Loan Choice not only helps to stem the tide of
these financial pressures by helping our clients to obtain personal online loans, we also help to
ensure that our clients improve their financial standing to make future borrowing of funds a less
costly, less time consuming and a more financially rewarding experience.
First Loan Choice works with individual clients to secure online loans no matter what their income
level is and no matter how bad their credit or how low their credit scores may be. We work with a
multitude of lenders who have varying degrees of lenience in granting personal loans to those
with low income, poor credit, no credit or any combination thereof. The ability of our clients to
secure personal loans is of course influenced by these factors, and direct lenders are more
inclined to grant loans to clients with higher incomes and credit scores. Interest rates vary as well,
and the higher a borrower's credit scores are the more likely he or she is to secure their desired
loans at the lowest possible interest rates.
With many individual borrowers the best course of action has proven to be a dual approach, with
First Loan Choice immediately working with our clients to secure online personal loans while
simultaneously beginning a program of credit analysis for them, in which a borrower's credit report
and credit history are examined and purged of any and all negative marks. Items such as late
payments, charge offs, write offs, collections, bankruptcies, repossessions and foreclosures can
all be removed from individual credit histories resulting in significantly higher credit scores and
increased likelihoods of receiving the online personal loans that our clients need at the low
interest rates that they deserve.
Both secured and unsecured loans are available through First Loan Choice and we also work with
a large number of individuals in the military, either currently serving or those who are retired and
seeking personal loans for veterans. For military and of course non military borrowers there are a
multitude of lending options, among them payday loans for those who desire the quickest results
and currently have lower credit scores. For this category of borrowers the most effective plan is
often one of obtaining online payday loans for immediate cash relief while embarking on the
aforementioned plan of credit analysis. The desired end result is cash in hand for our clients and a
game plan in place to raise credit scores and make larger loans at lower interest rates a part of
their financial future.
Disclaimer: Debt Management services are solely provided by a tax identifiable nonprofit organization in which First Loan Choice is not or does NOT claim to be. First Loan Choice will assist clients with connecting to a nonprofit debt management firm. First Loan Choice works with attorneys for credit & debt settlement services. First Loan Choice is NOT or does NOT claim to be licensed attorneys or paralegals in any way. First Loan Choice is not a lending institution or does NOT claim to be. Not ALL loan options are solely provided by First Loan Choice and some lenders will refer client to additional financial assistance options. The Annual Percentage Rate or APR is predicated by a client's credit history as well as Debt to Income Ratio (DTI). First Loan Choice has no authority to "guarantee" loans in any way and are dictated by underwriters and direct lending institutions. Debt Services and Some Loan Services are not available in all 50 states. Contact a representative for exact information.